“Standard Chartered Bank – Transfer Confirmation” Phishing Email

Phishing emails continue to evolve, and the “Standard Chartered Bank – Transfer Confirmation” scam is a prime example of how sophisticated these deceptive campaigns have become. Disguised as an official fund transfer notification from Standard Chartered Bank, this spam email is not associated with the financial institution in any way. Instead, it’s a cleverly crafted phishing attack aimed at stealing your email login credentials and possibly even more sensitive data.

What Is the “Standard Chartered Bank – Transfer Confirmation” Email?

This spam campaign begins with a subject line such as “Fund Transfer Confirmation…….”, luring recipients into believing they’ve received an official financial transaction alert. The email claims that a payment advice has been issued, detailing a supposed transaction of USD 237,420.00 from a “Savings” account with a USD 220.40 service fee, totaling USD 237,640.40. It then encourages users to click on a link to “view transaction details”—a classic phishing trap.

Text from the Scam Email

Subject: Fund Transfer Confirmation.......

Dear ********,

The attached payment advice is issued at the request of our customer, the advice is for your reference only.

You have successfully completed your Transfer Money transaction with the following details:

Please refer to the attached payment advice for your perusal,  
Click below, fill up the details to view.

Click Here To View Transaction Details → ********

Electronic Transfer Details  
Confirmation Number 1672147934034  
Transaction Date and Time Tuesday, Apr 22 2025; 09:32:17 PM (GMT +8)  
Transfer From XXXX-XXX-528 (SAVINGS ACCOUNT)  
Transfer To XXXX-XXX-565  
Amount USD 237,420.00  
Service Fee USD 220.40  
Total Amount USD 237,640.40  

Notes:  
For Example:  
IBAN Number XXXXXXXX XXXXX678 (i.e. 15th - 19th character)  
Account Number XXXXXXXX67801-GB69 (i.e. 5th - 9th character)  

DO NOT REVEAL YOUR PASSWORD to anyone and do not reply to this mail.

To ensure we continue to provide you with optimum service, it is important we have your  
correct information. Kindly inform us of any changes to your company details with us when  
they occur.

For e-statement enquiries, you may contact the Client Services Group Europe team using  
the normal contact details.

Please note that you will need Adobe Acrobat Reader Version 5.0 or above to access your  
statements. If you do not have one, you can access it from the Adobe site.

Yours sincerely,  
Standard Chartered Bank

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Summary of the Threat

Attribute	Details
Threat Name	Standard Chartered Bank – Transfer Confirmation
Threat Type	Phishing, Scam, Social Engineering, Fraud
Associated Email Addresses	Not specific, varies by campaign
Detection Names	Varies by vendor (e.g., Phish.Email.Scam, Trojan.HTML.Phish, Scam.Mail.Gen)
Symptoms of Infection	Unauthorized account access, spam emails sent from your account, identity theft
Damage	Financial loss, identity theft, data exposure
Distribution Methods	Fake emails, phishing links, fake login pages
Danger Level	High
Recommended Removal Tool	SpyHunter

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Manual Removal Guide: How to Identify and Remove Email Scams Yourself

Step 1: Recognizing Scam Emails

Before taking action, learn to identify email scams. Some common red flags include:

• Unknown Sender: Emails from unfamiliar addresses, especially if they claim to be from banks, tech support, or government agencies.
• Urgent or Threatening Language: Messages pressuring you to act quickly (e.g., “Your account will be suspended!”).
• Poor Grammar & Spelling Mistakes: Many scam emails contain grammatical errors.
• Suspicious Links or Attachments: Hover over links to check if they lead to an unusual website before clicking.
• Requests for Personal or Financial Information: Legitimate companies will never ask for sensitive details via email.

Step 2: Avoid Interacting with Scam Emails

If an email appears suspicious:

• Do NOT click on any links.
• Do NOT download attachments.
• Do NOT reply to the sender.

Step 3: Report the Email Scam

Reporting scam emails helps prevent others from falling victim to them:

• Gmail/Outlook/Yahoo Users: Click “Report Phishing” or “Report Spam” in your email client.
• FTC (U.S. users): Report scams to the FTC Complaint Assistant.
• Google Safe Browsing: Report phishing sites at Google’s Phishing Report.

Step 4: Block the Sender

To prevent further scam emails from the same sender:

• Gmail: Open the email, click the three dots, and select “Block [Sender Name]”.
• Outlook: Open the email, select “Junk” > “Block Sender”.
• Yahoo Mail: Click “More” > “Block Sender”.

Step 5: Check Your Accounts for Compromise

If you’ve interacted with a scam email:

• Change your passwords immediately. Use strong, unique passwords.
• Enable Two-Factor Authentication (2FA). Adds an extra security layer.
• Monitor your banking transactions for suspicious activity.

Step 6: Scan Your Device for Malware

If you accidentally clicked a link or downloaded a file, scan your system for malware:

• Windows Users (Windows Defender)
  • Go to Settings > Update & Security > Windows Security > Virus & Threat Protection.
  • Click “Quick Scan” or “Full Scan”.
• Mac Users
  • Use security software like Malwarebytes for Mac to scan for threats.

Step 7: Strengthen Email Security

• Enable spam filtering in your email provider’s settings.
• Use a third-party spam filter such as Spamihilator or Mailwasher.
• Stay educated on phishing techniques to avoid falling for scams in the future.

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SpyHunter Removal Guide: Automated Solution for Email Scam Threats

SpyHunter is a powerful anti-malware tool designed to detect and remove phishing-related threats, Trojans, spyware, and other cyber threats. If you prefer a quick and automated solution, follow these steps:

Step 1: Download SpyHunter

1. Visit the official SpyHunter download page: Download SpyHunter
2. Click “Download” and save the file.

Step 2: Install SpyHunter

1. Open the downloaded file (SpyHunter-Installer.exe).
2. Follow the on-screen installation instructions.
3. Once installed, launch SpyHunter.

Step 3: Perform a Full System Scan

1. Open SpyHunter and go to “Malware/PC Scan”.
2. Click “Start Scan Now” to begin scanning.
3. SpyHunter will detect threats linked to email scams.

Step 4: Review and Remove Detected Threats

1. After the scan completes, SpyHunter will display a list of detected threats.
2. Click "Fix Threats" to remove them.
3. Restart your computer after removal.

Step 5: Enable Real-Time Protection

• Activate SpyHunter’s Active Guards for real-time malware protection.
• Schedule regular system scans for ongoing security.

Step 6: Keep SpyHunter Updated

• Regularly update SpyHunter to detect new threats.
• To update, go to "Settings" > "Update" and click "Check for Updates".

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How to Prevent Future Email Scams

To avoid falling for email scams in the future, follow these precautions:

Use a Secure Email Provider

Consider using encrypted email services like ProtonMail or Tutanota for enhanced security.

Avoid Clicking Suspicious Links

Always verify links before clicking by hovering over them to see the actual URL.

Use a VPN on Public Wi-Fi

Scammers can intercept your data on public networks. Use a VPN for secure browsing.

Regularly Change Your Passwords

Use a password manager to generate and store secure passwords.

Install Anti-Phishing Browser Extensions

Use security extensions like Bitdefender TrafficLight or Avast Online Security to detect phishing attempts.

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Email scams pose a significant risk to personal and financial security. By following this manual removal guide, you can effectively identify and remove scam emails. For those seeking a fast and automated approach, SpyHunter provides a reliable solution to detect and remove email scam-related threats.

Take Action Now

Protect your device from scam-related malware with SpyHunter: Download SpyHunter

Why This Scam Is Dangerous

The phishing site linked in this email is designed to impersonate a legitimate email login page. Once you enter your credentials, they are stolen and sent directly to the scam operators. These criminals may then use your email account to:

• Commit identity theft
• Access financial or e-commerce accounts
• Spread more phishing or malware emails
• Blackmail or extort using personal data

Even if the email looks legitimate, remember that banks will never ask you to log in through an email link. This campaign leverages realistic formatting and official-sounding language to trick users, making it particularly dangerous for less experienced users or those caught off guard.

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If you’ve received this email, do not interact with it. Mark it as spam and delete it immediately. For those who may have clicked the link and entered their credentials, it's essential to change your passwords immediately and run a full malware scan with a trusted antivirus like SpyHunter.